Legal Notice and Disclaimer

INFORMATION ON THIS SITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

KLF (including its employees and agents) assumes no responsibility for consequences from the use of the information herein, or in any respect for the content of such information, including, but not limited to, delays, errors or omissions, the accuracy or reasonableness of information, the defamatory nature of statements, ownership of copyright or other intellectual property rights, and the violation of property, privacy or personal rights of others. KLF IS NOT RESPONSIBLE FOR, AND EXPRESSLY DISCLAIMS ALL LIABILITY FOR, DAMAGES OF ANY KIND ARISING OUT OF USE, REFERENCE, OR RELIANCE ON SUCH INFORMATION.

No Unlawful or Prohibited Use

As a condition of your use of this website, you warrant to KLF that you will not use this website or any information contained on the website for any purpose that is unlawful or prohibited by these Terms, Conditions, and Notices.

Links to Other Internet Sites

At certain places on this site, live “links” to other Internet addresses can be accessed (“Linked Sites”). Such Linked Sites contain information created, published, maintained, or otherwise posted by institutions or organizations independent of KLF. KLF does not endorse, approve, certify or control these Linked Sites and does not guarantee the accuracy, completeness, efficacy, timeliness, or correct sequencing of information that they contain. Use of Linked Sites is voluntary, and should only be undertaken after an independent review of the accuracy, completeness, efficacy, and timeliness of the information contained therein. In addition, it is the user’s responsibility to take precautions to ensure that material selected from such Linked Sites is free of such items as viruses, worms, Trojan horses, and other items of a destructive nature. KLF is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such Linked Sites, or reference to or reliance on information contained therein.

Modification of these Terms, Conditions, and Notices

KLF reserves the right to change the Terms, Conditions, and Notices under which this website is offered.

General

KLF reserves the right to terminate this agreement at any time for any reason, including, but not limited to, violating any of the terms or conditions of this agreement.

By accessing this website, you have directed your system to a computer located in the State of Florida. You agree that disputes arising out of or relating to the contents or use of this website are to be governed by the laws of the State of Florida. You consent to the exclusive jurisdiction of courts sitting in the State of Florida in all disputes arising out of or relating to the contents or use of this website.

If any part of this agreement is determined to be invalid or unenforceable according to applicable law, including without limitation, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provisions will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in full force and effect.

This agreement constitutes the entire agreement between you and KLF concerning the use of this website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and KLF with respect to this website. A printed version of this agreement and any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

The information contained in this site is provided for informational purposes only and is not a solicitation or offer to sell securities, nor should it be used by others in connection with any sale, offer for sale, or solicitation of an offer to purchase securities. Any rights not expressly granted herein are reserved.

For Information Only

The information contained herein does not constitute a distribution, an offer to sell, or the solicitation of an offer to buy any securities in any jurisdiction in which such distribution or offer is not authorized. In particular, the information herein is not for distribution and does not constitute an offer to sell or the solicitation of any offer to buy any securities inside or outside the United States to or for the benefit of any person. Subscriptions in any KLF-managed funds or accounts will only be made based on the current offering document for the relevant fund or account.

KLF makes no representations that products or services discussed on the website are available or appropriate for sale or use in all jurisdictions or by all investors. Those who access the website do so at their own initiative and are responsible for compliance with local laws or regulations.

Certain information on the website may contain forward-looking statements, which reflect our views with respect to, among other things, our operations and financial performance. Such forward-looking statements are subject to various risks and uncertainties and speak only as of the date on which they are made. Accordingly, there are or will be important factors that could cause actual outcomes or results to differ materially from this indicated in these statements. You can identify these forward-looking statements by the use of words such as “outlook,” “indicator,” “believe,” “expect,” “potential,” “continue,” “may,” “should,” “seek,” “approximately,” “predict,” “anticipate,” “optimistic,” “intend,” “plan,” “estimate,” “aim,” “will” or the negative version of these words or similar expressions. KLF undertakes no obligation to update publicly or revise any information on the website, whether as a result of new information, future developments, or otherwise. Contents on the website are subject to change without notice.

KLF is not utilizing the website to provide investment or other advice, and no information or material on the website constitutes or is to be deemed a recommendation to buy or sell any securities or is to be relied upon for the purpose of making or communicating investment or other decisions. In addition, no information, content, or other materials contained on the website should be construed or relied upon as investment, legal, accounting, tax, or other professional advice or in connection with any offer or sale of securities. KLF does not advise on the tax consequences of any investment.

Past Performance

Past performance is not indicative of future results; no representation is being made that any investment will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided.